Swiss Will

Succession planner

Build a family and its assets, then play out who inherits under each scenario. Follows the Swiss matrimonial-property split and forced-heirship rules after the 2023 reform.

1 The couple
Spouse A
CHF
Spouse B
CHF
CHF
2 Children
3 Arrangements
50% → Spouse · 50% → Descendants
50% — intestate default 75% — maximum (will)
Common-accident (survivorship) clause Treats deaths within the survival window (~30 days) as simultaneous, so neither spouse inherits from the other.

Estate division
Where the assets end up
How this is modelled · caveats
  • Compulsory portions use the post-2023 reform: spouse and descendants each keep half of their statutory share; parents have no compulsory portion.
  • Shared assets are split 50/50 on a death as a simplified stand-in for the default matrimonial regime (participation in acquired property). A surviving spouse keeps their own assets plus half the shared pot before any inheritance happens.
  • Only a spouse's own descendants (common children plus that spouse's individual children) inherit from them — stepchildren take nothing by intestacy.
  • The sequential cases assume the first death's inheritance fully passes before the second death. The common-accident clause collapses both into a simultaneous death (Art. 32 ZGB presumption).
  • The slider sets the spouse's share when descendants exist. At 50% this matches the intestate default; at 75% it reflects a will giving the spouse the maximum permitted under Swiss forced heirship (children's compulsory portion = 25%).
  • Pillar 3a, life-insurance beneficiary designations, lifetime gifts, cantonal inheritance tax, and the no-descendants/parental-line cases are out of scope. This is an illustration, not legal advice.